CISCE Class 12 2026-27 Session

Bansal's Applied Mathematics Textbook for ISC Class XII - Vol. 2(2026-27 Session)

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Author: Dr. Ashish Bansal, Dr. Piyush Bansal

Lock Maximum Marks in ISC Financial Mathematics and Advanced Calculus

While Volume 1 built your algebraic and basic calculus foundation, Bansal’s Applied Mathematics for ISC Class XII (Volume 2) is where you secure your top score in the board exams. Published by Sultan Chand & Sons (P) Ltd, this volume deep-dives into high-weightage sections like Financial Mathematics, Probability, and Integral Calculus. Specially tailored for Commerce and Humanities students, it eliminates the panic of heavy calculations by turning complex financial and statistical data into structured, easy-to-solve steps.

Why Volume 2 is Essential for Your ISC Boards & CUET(UG)

Demystifying Financial Math: Breaks down high-scoring but tricky topics like Perpetuity, Annuities, EMI calculation, and Sinking Funds with intuitive, real-world business examples.
The PACE Edge (CISCE Past Papers): Contains every single question asked in the CISCE board exams over the past 10 years, clearly marked chapter-wise, so you practice precisely what examiners demand.
Flawless Step-Marking Flow: Massive banks of fully worked-out solved examples teach you the exact presentation method required to win full marks from ISC evaluators.

Engineered for Competency-Based Assessments & CUET(UG) Readiness

The latest CISCE syllabus changes demand that students move away from rote learning and focus heavily on analytical application. This textbook is structured from the ground up to support this evaluation shift under NEP 2020.

Complete CUET(UG) & Entrance Mapping: To keep you ahead in competitive tests like CUET(UG), every chapter features dedicated objective-type sections containing MCQs, Assertion-Reason, and Statement-Based Questions.
No More Juggling Extra Guides: By seamlessly mapping essential NCERT and Exemplar-level problems directly inside the exercises, this single resource fulfils your baseline practice and advanced board prep simultaneously.
Rapid Pre-Board Revision: Every chapter wraps up with a high-impact 'Summary' section containing all critical business math formulas, compound interest tables usage logic, and operational steps for quick lookups during exam days.

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What's Inside This Book

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Latest Syllabus

Fully updated as per current board syllabus with rationalized topics and latest guidelines.

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NCERT Aligned

Includes NCERT & Exemplar based questions to build solid baseline concepts for exams.

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Chapter Review

MCQs, statement variations, and objective questions at the end of every single chapter.

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Quick Recap

Key concepts, core definitions, and formulas mapped out for fast final revisions.

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Practice Papers

Self-practice test papers designed rigorously for high-impact exam preparation.

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Graded Exercises

Well-graded practice problems starting from basic levels to highly advanced application stages.

Why Buy From Us

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Genuine Product

100% authentic academic textbooks sourced directly from Sultan Chand & Sons publisher warehouse.

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Easy Returns

Hassle-free, smooth exchange policy within 7 days of order delivery for damaged or incorrect books.

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Chapters Covered

📖 View Complete Table of Contents +

Unit - III: Calculus (Part 2)

Chapter 10: Indefinite Integral
Chapter 11: Definite Integral
Chapter 12: Application of Integrals
Chapter 13: Differential Equations

Unit - IV: Probability

Chapter 14: Probability (Probability Distributions, Bayes' Theorem, and Expected Value)

Unit - V: Financial Mathematics

Chapter 15: Perpetuity, Sinking Funds, Valuation of Bonds and Shares
Chapter 16: Depreciation
Chapter 17: Calculation of EMI
Chapter 18: Linear Method for Calculating Depreciation

Unit - VI: Linear Programming

Chapter 19: Linear Programming

About The Authors

Dr. Ashish Bansal

Professor, Department of Mathematics (Keshav Mahavidyalaya, University of Delhi)

Dr. Ashish Bansal is a respected mathematician and educator with over 16 years of experience in shaping young minds. An alumnus of St. Stephen’s College, he holds a Ph.D. in Mathematics from the University of Delhi. Beyond university classrooms, Dr. Bansal is deeply committed to school education, authoring highly acclaimed CBSE and ISC textbooks that simplify complex mathematical concepts into easy-to-grasp logical steps for students.

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Dr. Piyush Bansal

Assistant Professor, Department Of Mathematics (St. Stephen's College, University Of Delhi)

Dr. Piyush Bansal holds an M.Sc., M.Phil., and Ph.D. in Mathematics from the University of Delhi. His extensive research experience covers harmonic analysis, uncertainty principles, and representation theory. With over 9 years of experience as a mathematics educator, he has mentored numerous undergraduate students and authored several textbooks for the CBSE and ISC curricula. By leading workshops and engaging in academic research, publications, and educational initiatives, Dr. Bansal continues to make significant contributions to mathematics education and learning in India.

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Frequently Asked Questions

ISC Applied Mathematics Vol 2 covers the second half of the CISCE Class 12 Applied Mathematics syllabus Inferential Statistics (including index numbers and moving averages), Linear Programming (Graphical Method, Manufacturing and Diet Problems, Transportation Problems), Financial Mathematics (Perpetuity, Sinking Fund, EMI calculations using both Flat Rate and Reducing Balance Methods, Return on Investment, CAGR, and Depreciation), and the complete Probability section continuing from Vol 1 (Conditional Probability, Bayes' Theorem, and Probability Distributions). This is the half of the syllabus where mathematics connects most directly to real financial and business decision-making.

Financial Mathematics helps students understand real-world concepts such as EMI calculations, return on investment (ROI), compound annual growth rate (CAGR), sinking funds, depreciation, and other financial decisions. These topics are useful not only for examinations but also for higher studies in commerce, economics, management, and finance.

Yes. Several topics covered in Applied Mathematics, such as Financial Mathematics, Probability, Linear Programming, and Index Numbers, form the foundation for many concepts studied in commerce, economics, business analytics, finance, and management programmes.

es. With the shift towards analytical testing under NEP 2020, rote learning formulas won't work. This book goes beyond standard calculations by including specialised case-study-based problems in every chapter and a dedicated appendix for Competency-Based Questions to keep you fully prepared for modern board exams.

Yes. Financial Mathematics and advanced Calculus involve hundreds of operational steps that can cause panic right before exams. To help with rapid revision, every chapter ends with a high-impact 'Summary' section that quickly recaps key definitions, compound interest tables usage, and critical formulas for last-minute lookups.

Yes. While the content is perfectly tailored for the ISC curriculum, it explicitly covers objective-type formats like MCQs, Assertion-Reason, and Statement-Based Questions. It also maps essential NCERT and Exemplar problems so you can seamlessly prepare for CUET-UG and other national-level university entrances without buying extra guides.

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Bansal's Applied Mathematics Textbook for ISC Class XII - Vol. 2(2026-27 Session)